If Sequoia Financial Services or any collection agency is contacting you aggressively, it’s important to know your rights under the Fair Debt Collection Practices Act (FDCPA). Repeated phone calls throughout the day, calls late at night, or early in the morning may qualify as harassment. Debt collectors are also prohibited from making false threats, such as lawsuits, wage garnishment,... https://protectionforconsumers.com/stop-sequoia-financial-services-debt-collection-harassment/